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As surely as human behavior can change, so can consumer credit scores. But just how often  do scores change? And by how much? The latest VantageScore white paper has the answers—and valuable insights ...

Don’t take it personally if you see reason codes along with your very high credit score. The reason codes are there to tell you why your score wasn’t higher — even if it’s already very high. But you c...

Gary Korotzer shares insights from Wells Fargo’s first annual “How America Buys and Borrows” survey, with particular focus on views about personal credit, credit scoring and the emerging economic powe...

A few years ago Quentin Cottrell, who was previously a loan underwriting specialist for a major financial institution, started his own business transporting children with special needs to their appoin...